TITLE 15 - COMMERCE AND TRADE
CHAPTER 41 - CONSUMER CREDIT PROTECTION
SUBCHAPTER I - CONSUMER CREDIT COST DISCLOSURE
Part B - Credit Transactions
HEAD
Sec. 1644. Fraudulent use of credit cards; penalties
STATUTE
(a) Use, attempt or conspiracy to use card in transaction affecting
interstate or foreign commerce
Whoever knowingly in a transaction affecting interstate or
foreign commerce, uses or attempts or conspires to use any
counterfeit, fictitious, altered, forged, lost, stolen, or
fraudulently obtained credit card to obtain money, goods, services,
or anything else of value which within any one-year period has a
value aggregating $1,000 or more; or
(b) Transporting, attempting or conspiring to transport card in
interstate commerce
Whoever, with unlawful or fraudulent intent, transports or
attempts or conspires to transport in interstate or foreign
commerce a counterfeit, fictitious, altered, forged, lost, stolen,
or fraudulently obtained credit card knowing the same to be
counterfeit, fictitious, altered, forged, lost, stolen, or
fraudulently obtained; or
(c) Use of interstate commerce to sell or transport card
Whoever, with unlawful or fraudulent intent, uses any
instrumentality of interstate or foreign commerce to sell or
transport a counterfeit, fictitious, altered, forged, lost, stolen,
or fraudulently obtained credit card knowing the same to be
counterfeit, fictitious, altered, forged, lost, stolen, or
fraudulently obtained; or
(d) Receipt, concealment, etc., of goods obtained by use of card
Whoever knowingly receives, conceals, uses, or transports money,
goods, services, or anything else of value (except tickets for
interstate or foreign transportation) which (1) within any one-year
period has a value aggregating $1,000 or more, (2) has moved in or
is part of, or which constitutes interstate or foreign commerce,
and (3) has been obtained with a counterfeit, fictitious, altered,
forged, lost, stolen, or fraudulently obtained credit card; or
(e) Receipt, concealment, etc., of tickets for interstate or
foreign transportation obtained by use of card
Whoever knowingly receives, conceals, uses, sells, or transports
in interstate or foreign commerce one or more tickets for
interstate or foreign transportation, which (1) within any one-year
period have a value aggregating $500 or more, and (2) have been
purchased or obtained with one or more counterfeit, fictitious,
altered, forged, lost, stolen, or fraudulently obtained credit
cards; or
(f) Furnishing of money, etc., through use of card
Whoever in a transaction affecting interstate or foreign commerce
furnishes money, property, services, or anything else of value,
which within any one-year period has a value aggregating $1,000 or
more, through the use of any counterfeit, fictitious, altered,
forged, lost, stolen, or fraudulently obtained credit card knowing
the same to be counterfeit, fictitious, altered, forged, lost,
stolen, or fraudulently obtained -
shall be fined not more than $10,000 or imprisoned not more than
ten years, or both.
SOURCE
(Pub. L. 90-321, title I, Sec. 134, as added Pub. L. 91-508, title
V, Sec. 502(a), Oct. 26, 1970, 84 Stat. 1127; amended Pub. L. 93-
495, title IV, Sec. 414, Oct. 28, 1974, 88 Stat. 1520.)
AMENDMENTS
1974 - Pub. L. 93-495 generally reorganized provisions by
designating former unlettered paragraph cls. (a) to (f), and as so
designated, expanded prohibitions relating to fraudulent use of
credit cards, decreased amount required for fraudulent use from a
retail value aggregating $5,000, or more, to enumerated amounts for
particular activities, and increased the punishment from a sentence
of not more than five years to a sentence of not more than ten
years.
EFFECTIVE DATE OF 1974 AMENDMENT
Amendment by Pub. L. 93-495 effective Oct. 28, 1974, see section
416 of Pub. L. 93-495, set out as an Effective Date note under
section 1665a of this title.
EFFECTIVE DATE
Section 503(3) of Pub. L. 91-508 provided that: "Section 134 of
such Act [this section] applies to offenses committed on or after
such date of enactment [Oct. 26, 1970]."
Transactional Records Access
Clearinghouse, Syracuse University
Copyright 2010